TERMS OF USE

1. Introduction

Welcome to Al Samily (“Al Samily LLC,” “the Company,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our website, located at www.alsamily.com (“Website”), and any related content, materials, functionality, or services provided through it (collectively, the “Services”).

By accessing, browsing, or otherwise using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree, you must not use the Website.

We may revise or update these Terms at any time without prior notice. The most recent version will always be available on this page and is effective upon posting. Your continued use of the Website after any modification constitutes acceptance of those changes.

2. Nature of Our Services

Al Samily is an independent strategy advisory firm serving governments, sovereign entities, and public institutions. The Website provides general information about our firm, capabilities, and areas of expertise, including financing, refinancing, debt management, and sustainability-linked advisory services.

All materials presented are for general informational purposes only. Nothing on this Website constitutes an offer, solicitation, or recommendation to engage in any transaction, or to provide financial, legal, or investment advice. Formal advisory or transactional relationships arise only through written agreements executed between Al Samily and its clients.

3. Eligibility and Jurisdictional Access

The Website is intended for access by persons who are of the age of majority and legally competent under applicable law.

By using this Website, you represent that:

  • You are legally capable of entering into binding contracts;

  • Your use of the Website complies with all applicable local laws and regulations; and

  • You are not located in, under the control of, or a national or resident of any country subject to U.A.E. sanctions or other trade restrictions.

We reserve the right to restrict access to this Website or any portion thereof in any jurisdiction or to any person, at our sole discretion, if such use would violate applicable law or regulation.

4. Intellectual Property Rights

Unless otherwise indicated, all content on this Website—including but not limited to text, graphics, images, data compilations, logos, icons, audio-visual elements, designs, layout, structure, and software—is the exclusive property of Al Samily LLC or its licensors and is protected under international copyright, trademark, and other intellectual property laws.

You are granted a limited, revocable, non-exclusive, non-transferable license to access and use the Website for your personal, non-commercial informational purposes only, provided that you do not:

  1. Modify or alter any material from the Website;

  2. Reproduce, distribute, or publicly display any content without prior written consent;

  3. Use any content for commercial purposes or for any public presentation;

  4. Remove copyright, trademark, or proprietary notices from materials;

  5. Frame, scrape, or mirror the Website or its content on any other server or device.

All trademarks, trade names, service marks, and logos displayed are the property of Al Samily LLC or respective owners. Nothing in these Terms shall be construed as granting any license or right to use such marks without written permission.

5. Permitted and Prohibited Use

You agree to use this Website solely for lawful purposes and in a manner consistent with these Terms. You must not:

  • Violate any applicable law, regulation, or code of practice;

  • Engage in any activity that interferes with or disrupts Website functionality;

  • Introduce viruses, malware, or other harmful code;

  • Attempt unauthorized access to servers, networks, or data;

  • Misrepresent your identity or affiliation with any entity;

  • Harvest or collect information from the Website, including through automated scripts, bots, or spiders;

  • Use this Website in a way that may damage Al Samily’s reputation or infringe on the rights of others.

We reserve the right to suspend or terminate access if misuse is detected, without prior notice.

6. No Advisory or Fiduciary Relationship

The use of this Website or communication via online forms, email, or otherwise does not establish a fiduciary, advisory, or client relationship between you and Al Samily.

Our Services, where provided, are subject to independent engagement terms, including written agreements that clearly define the scope, responsibilities, and deliverables. Until such an agreement is executed, neither party has any obligation to proceed with any transaction or service.

7. Accuracy of Information

While Al Samily LLC strives to ensure that all content is accurate, current, and complete, we do not guarantee the reliability, accuracy, or completeness of any information presented. The materials may contain typographical or technical errors, or may become outdated due to evolving circumstances.

We make no commitment to update or correct any information on the Website. You are solely responsible for evaluating the accuracy, completeness, and usefulness of any information obtained through this Website before relying upon it.

8. Financial, Investment, and Professional Disclaimer

The information provided on this Website is for general informational purposes only and does not constitute:

  • Financial, investment, or trading advice;

  • A solicitation, offer, or recommendation to buy, sell, or hold securities, financial instruments, or engage in any transaction; or

  • Legal, tax, or accounting advice.

Any examples, statistics, or case studies provided are illustrative and not indicative of future performance or outcomes.

Visitors should obtain independent professional advice before making decisions based on any content from this Website. Al Samily LLC expressly disclaims all responsibility for decisions made in reliance upon any materials herein.

9. Forward-Looking Statements

Certain statements on this Website may be forward-looking, reflecting expectations or projections about future economic, fiscal, or financial conditions. These statements are inherently uncertain and subject to various risks, including market volatility, regulatory changes, and macroeconomic factors.

Actual outcomes may differ materially from those expressed or implied. Al Samily LLC assumes no obligation to update or revise such statements.

10. Third-Party Links and Resources

The Website may contain links to third-party websites, resources, or services not operated or controlled by Al Samily LLC. Such links are provided solely for convenience and informational purposes.

We have no control over the content, accuracy, or availability of those sites and are not responsible for any loss or damage arising from their use. The inclusion of such links does not imply endorsement or association.

Users access third-party websites entirely at their own risk and must review applicable terms and privacy policies before using them.

11. Data Protection and Privacy

Our handling of personal data is governed by our Privacy Policy, which forms an integral part of these Terms. By using the Website, you consent to the collection and use of your information in accordance with that Policy.

You acknowledge that transmission of data via the Internet may not be completely secure, and we cannot guarantee the security of information transmitted to or from our Website. Any transmission is at your own risk.

12. Cookies and Analytics

This Website uses cookies and similar technologies to enhance functionality, analyze usage, and improve user experience. Details of our cookie use, management options, and your consent rights are outlined in our Cookie Policy.

By continuing to use the Website, you consent to our use of cookies in accordance with that Policy.

13. Security and System Integrity

We maintain reasonable technical and organizational measures to protect the Website and associated data. However, we cannot guarantee uninterrupted, secure, or error-free operation.

You must not:

  • Interfere with or circumvent security features;

  • Access or use data not intended for you;

  • Attempt to probe or test system vulnerabilities.

Any unauthorized use or interference may result in legal action under applicable law.

14. Limitation of Liability

To the fullest extent permitted by law, Al Samily LLC, its affiliates, officers, employees, consultants, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages, including but not limited to loss of profits, business interruption, loss of data, goodwill, or other intangible losses arising out of or related to:

  • Your access to or use of the Website;

  • Any reliance on materials or information provided;

  • Errors, omissions, or inaccuracies in Website content;

  • Unauthorized access to or alteration of data; or

  • Any other matter relating to the Website.

If applicable law does not allow such exclusions, liability shall be limited to the amount (if any) paid by you to Al Samily LLC for access to the Website or Services.

15. Indemnification

You agree to defend, indemnify, and hold harmless Al Samily LLC, its officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from:

  • Your use or misuse of the Website;

  • Your breach of these Terms;

  • Your violation of any law or third-party rights; or

  • Any content or information you submit or transmit via the Website.

This obligation shall survive termination of your use of the Website.

16. No Warranty

The Website and its content are provided on an “as is” and “as available” basis. Al Samily LLC makes no representations or warranties of any kind, express or implied, including but not limited to warranties of accuracy, reliability, fitness for a particular purpose, non-infringement, or availability.

We do not warrant that the Website will always be secure, uninterrupted, error-free, or free of viruses or harmful components.

17. Suspension and Termination

We reserve the right to suspend, withdraw, or terminate your access to the Website at any time, without notice, for any reason including violation of these Terms, maintenance requirements, or technical issues.

Upon termination, the rights and obligations intended to survive (including intellectual property, indemnity, and limitation of liability) shall remain in effect.

18. Governing Law and Jurisdiction

These Terms, and any dispute or claim arising out of or in connection with them or the Website, shall be governed by and construed in accordance with the laws of the United Arab Emirates, as applicable in the Emirate of Dubai.

The parties irrevocably submit to the exclusive jurisdiction of the Dubai Courts, unless arbitration is agreed upon in writing.

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force and effect.

19. Compliance and Regulatory Disclosure

Al Samily LLC operates as a strategy advisory firm. It does not hold, manage, or solicit public deposits, nor engage in retail investment activities. Nothing on this Website should be interpreted as an invitation to participate in securities or financial products.

We comply with applicable anti-money laundering (AML), counter-terrorist financing (CTF), and sanctions regulations. Users are responsible for ensuring their compliance with all relevant laws when communicating or transacting with us.

20. International Use and Export Control

Access to this Website from jurisdictions where the content or services are unlawful is prohibited. Users who access the Website from outside the U.A.E. do so on their own initiative and are responsible for compliance with local laws.

The export, re-export, or transmission of any information acquired from the Website in violation of U.A.E. or international export control laws is strictly prohibited.

21. Communication and Notices

Any notices or communications to Al Samily LLC under these Terms should be sent to hello@alsamily.com or to our registered office address.

We may communicate with you electronically, including via email or Website postings, which you agree shall satisfy any legal requirement for written notice.

22. Accessibility and Language

Al Samily LLC is committed to ensuring digital accessibility. The Website is designed to meet recognized accessibility standards (WCAG 2.1 AA). If you encounter any difficulty accessing information, please contact us at hello@alsamily.com.

The English version of these Terms shall prevail over any translation provided for convenience.

23. Force Majeure

We shall not be liable for any delay or failure to perform obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, war, terrorism, strikes, government action, or Internet outages.

24. Entire Agreement

These Terms, together with our Privacy Policy, Cookie Policy, Legal Disclaimer, and Accessibility Statement, constitute the entire agreement between you and Al Samily LLC regarding your use of the Website, and supersede any prior agreements or understandings.

No waiver by Al Samily LLC of any breach or default shall be deemed a waiver of any subsequent breach or default.

25. Severability

If any provision of these Terms is held to be invalid or unenforceable under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall remain in full force.

26. Contact Information

If you have questions, feedback, or requests related to these Terms, please contact:

Al Samily LLC
6th Floor, Meydan Grandstand
Meydan Road, Nad Al Sheba
Dubai, U.A.E
Email: hello@alsamily.com

27. Acknowledgment

By continuing to use this Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms of Use, and that you are using the Website in compliance with all applicable laws and regulations.